ACH Drafter
Stop wrestling with spreadsheets and manual data entry. Build, validate, and export NACHA-compliant payment files in minutes — with no per-transaction fees.
Set Up Once, Use Forever
A step-by-step wizard walks you through company info, banks, and recipients. Routing numbers are validated as you type, and every field links to a wiki article explaining what it means.
- Step-by-step setup wizard — no NACHA knowledge required
- Routing numbers validated on entry
- Help links on every field explain NACHA terminology
- Save once, reuse across every file you create
Validation That Speaks Your Language
Other tools show “Record 6: field 3 invalid.” FiSTWorks tells you exactly what's wrong and how to fix it — before the file ever reaches your bank.
- Human-readable error messages, not NACHA spec references
- Errors, warnings, and info categorized by severity
- Fix issues in the drafter — the file is validated before generation
Templates, Cloning, and Quick-Add
Stop re-keying the same payment data every cycle. Save drafts as templates, clone previous files, or use quick-add to pay all your recipients in one click.
- Save any draft as a reusable template
- Clone from previous drafts with one click
- Quick-add: select recipients, set amounts, done
- Preview the raw NACHA file before generating
Everything You Need, Nothing You Don't.
A focused toolkit for teams that create ACH files regularly.
Bank Management
Set up your bank relationships once and reuse them across every file you create
Recipient Directory
Save recipient details securely so you never re-key account numbers
Batch Builder
Combine multiple payment batches into a single file — credits, debits, or both
NACHA Compliant
Every file is checked against NACHA formatting rules before you download it
Ready to Stop Writing Checks?
Start with a free account to validate ACH files, then upgrade to Pro to draft and generate your own.
Create Your Free Account