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Stop Cutting Checks. Pay Vendors by ACH.

Every paper check costs postage, signatures, envelope-stuffing, and a trip to the mailbox — then takes a week to clear. FiSTWorks turns your payment run into one NACHA file your bank processes overnight, with every invoice detail riding along.

Your Accounts Payable Shouldn't Live in an Envelope

Checks are the slowest, most manual thing left in your back office

Checks Cost More Than You Think

Between check stock, postage, signing time, and chasing the ones that never arrive, each paper payment quietly costs several dollars — and your vendors wait a week for their money.

Re-Typing What QuickBooks Already Knows

Your bills, vendors, and amounts are already in your accounting system. Re-entering them into a bank portal one payment at a time is where your afternoon goes.

"What's This Payment For?"

A bare deposit with no remittance details means vendor phone calls and reconciliation guesswork. ACH lets you attach invoice information directly to the payment.

From Unpaid Bills to Paid Vendors in Five Steps

One file pays the whole run

1. Set Up Your Bank

Add your company and bank details once. FiSTWorks validates routing numbers automatically.

2. Bring In Your Vendors

Connect QuickBooks Online to import vendors directly, upload a CSV, or enter them by hand. Bank details are saved securely for reuse.

3. Build from Your Bills

Create a draft straight from unpaid QuickBooks bills — or pick vendors and amounts manually. Add invoice details as addenda so vendors know exactly what was paid.

4. Validate Before Sending

Every field is checked against NACHA rules before the file is generated — typos get caught before your bank ever sees them.

5. Transmit to Your Bank

Send via SFTP directly from FiSTWorks, or download the file and upload it through your bank's portal. One transmission pays everyone.

Built for Accounts Payable

Less typing, cleaner reconciliation, faster vendors

QuickBooks Bills In, ACH File Out

Import vendors and open bills from QuickBooks Online and turn them into a payment file without re-typing a single amount. Your accounting system stays the source of truth.

Invoice Details Travel with the Payment

Attach payment-related information to each entry so your vendor's bank statement answers "what's this for?" before they call you to ask.

Recurring Runs from Templates

Rent, utilities, retainers — save your regular payment run as a template and clone it each cycle. Update what changed, generate, and send.

Ready to Retire the Checkbook?

Create your account and pay your next bill run by ACH.

Get Started